Health Insurance

Why is it important to have health insurance?

Health is Wealth. Keeping good health is very important for every individual for growth of family and society as well. In spite of good sanitation, water and air, industrial growth and resultant effects are influencing the health of society. Government enhanced health spending; liberalised private health services and technological development in health are unable to control ever growing cost of health care. Eventually it is effecting increased out of pocket expenses of an individual resulting into indebtedness to their families.

In the above circumstances having health insurance is becoming essential for an individual. Uninsured people have financial burden in sickness, receive less medical and timely care and they have worse health outcomes. Lack of medical insurance is a fiscal burden for them and their families.

Health insurance covers the cost of an insured individual's medical, surgical & hospitalisation expenses, depending on the type of health insurance policy. A variety of health policies are in the market. We have specialised /trained team to suggest and service the policies. We have automated systems to record and deliver timely services such as issuance of ID cards, coordinating with Insurer, TPAS and claim payment services.

If the insured pays costs of treatment out-of- pocket then he will be reimbursed from the insurer. In case treatment is taken at net work hospital through TPA services, then insurer makes payments directly to the provider. In health insurance terminology, the "provider" is a TPA, clinic, hospital, doctor, laboratory, health care practitioner, or pharmacy.

The "insured" is the owner of the health insurance policy, including his family members if they are covered.

The various policies available are:

  • Individual Mediclaim
  • Group Mediclaim
  • Floater Medical Claim
  • Senior Citizens Medical Insurance Policy
  • Critical Health Insurance policy

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Apex Insurance Broking Services Private Limited,Jubilee Hills, Hyderabad Telangana India.
Phone No:(+91) 4065413456


Office No. 320,B Wing Sai Chambers,Plot No. 44,Sector 11,CBD Belapur,Navi Mumbai 400614
Phone No: 022 49746377