The Savings policy provides disciplined route for savings, which could come in handy in case of a financial emergency. Salaried people, small businessmen and professionals such as doctors and lawyers should look at this plan to meet their long-term financial security needs. Also, people who are risk averse and do not mind settling for a lesser return than taking additional risks should go for endowment plans. In that sense, this policy is essentially for the common man rather than for the super-rich. This policy takes care of market conditions and secures your investments and it is a systematic and sure way of fulfilling dreams. You can start saving at any point of time. It is good to instil the habit in kids too. The earlier you start saving, the bigger will be your earnings.
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